Yeah this is actually one of the reasons I even discovered Bitcoin. I was looking for the best way to protect the wealth I did get to keep so I could focus on my actual job. But you're right that more than just money is taken. My body is being unnecessarily rekt and so is my mind, even though I don't spend as much time on trying to protect myself from inflation. A part of us is still being extracted by an unproductive area of the system.
I think this issue would improve greatly with an actual free market. Regulation (health and insurance), CON laws, etc make it difficult to compete in every area I know of. The primary option for many of us is to leave the industry. Brain drain.
People like Michael Burry come to mind. Wasn't Saylor an engineer? The incentives are to do financial nonsense. Nothing against those two, just using them as examples.