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2026-05-18 10:30:53 UTC

buckyfonds on Nostr: Just got debanked for the first time. Randomly got a notification that 100K euro have ...

Just got debanked for the first time.

Randomly got a notification that 100K euro have been transferred from my account.

Went to the local bank, and the lady told me they've decided to close my account.

When I asked why, she told me "We don't have to give you any reason. We can just close your account.".

Told her I want to transfer my 100K euro to a different bank, and she told me that the money is no longer in my account, so she has to ask whether they'll allow me to transfer it 😂

It is a good reminder that a deposit is a loan you make to a bank.
You are an unsecured creditor of the bank, not the owner of any specific asset the bank holds.

They can just fuck with you.

Had to wait ~1 for the central office to give me permission to transfer my money to another bank, then had to pay 15 EUR for my bank statement since they already closed my online banking 😂

I use bank deposits because I must (payments, interface with the system), but this is a good reminder not to confuse them with survival capital in this rotten regime.

Banks are just a state-dependent intermediary and the state is the enemy.