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2025-11-09 20:06:22 UTC

npub12d…z2v87 on Nostr: The 50-year mortgage idea really is an IQ test for those that don't understand how to ...

The 50-year mortgage idea really is an IQ test for those that don't understand how to leverage debt. With a lower payment & interest rate, if you put the savings (the difference between your old & new payment) into an asset that grows faster than the mortgage interest rate

which is obviously Bitcoin

then you just covered the difference in total interest - and then some.

You don't have to do a 50 year mortgage if you don't want, but if the terms are favorable, you can bet I will.