I dont consider myself rich but I have an HSA that I’ve been contributing to for ~20 years. Anything health related that comes in under 5k i’d pay out of that. I have policies that cover huge accidents or disabilities from injury or cancer. Those are pretty cheap because the likelihood is so low.
I do not pay for health insurance unless my employer wants to pay all of it. Lately in the US, it’s just soooo much cheaper to pay cash. Even dental is way cheaper to just pay directly. The whole system got fucked due to fraud under ObamaCare.
