BitcoinChurch on Nostr: At $150/mo, the break even point is about 4.5 years. So if you plan on owning the car ...

At $150/mo, the break even point is about 4.5 years. So if you plan on owning the car longer than that, the $8k upfront is a better deal. Does the $8k upfront transfer to the new owner when you sell it? If so, it might be a good deal even if you keep it less than 4.5 years.