Event JSON
{
"id": "a4c038ebf1c4f08e381d6dc302a99a2f67a654c9f3cf9b92be454cc59927ad69",
"pubkey": "57ec0276798a590a259402e56b0d769313b1858bb93fe57829714fcd7f607819",
"created_at": 1789451876,
"kind": 1,
"tags": [
[
"t",
"Bitcoin"
],
[
"t",
"BTC"
],
[
"t",
"Hodl"
],
[
"t",
"Pile"
],
[
"t",
"Collatéral"
],
[
"t",
"CréditLombard"
],
[
"t",
"LombardLoan"
],
[
"t",
"BitcoinBackedLoan"
],
[
"t",
"PrêtBitcoin"
],
[
"t",
"EmprunterSansVendre"
],
[
"t",
"NePasVendre"
],
[
"t",
"GardeTesSats"
],
[
"t",
"PlusValue"
],
[
"t",
"ImpôtCrypto"
],
[
"t",
"IRS"
],
[
"t",
"FiscalitéBitcoin"
],
[
"t",
"CapitalGains"
],
[
"t",
"AchatImmobilier"
],
[
"t",
"Maison"
],
[
"t",
"Immobilier"
],
[
"t",
"CashOut"
],
[
"t",
"Liquidity"
],
[
"t",
"LTV"
],
[
"t",
"Garantie"
],
[
"t",
"Gage"
],
[
"t",
"Custody"
],
[
"t",
"SelfCustody"
],
[
"t",
"BitcoinLoan"
],
[
"t",
"CryptoLending"
],
[
"t",
"DeFiLending"
],
[
"t",
"CeFi"
],
[
"t",
"TaxPlanning"
],
[
"t",
"WealthPreservation"
],
[
"t",
"StackSats"
],
[
"t",
"OrangeCoin"
],
[
"t",
"HardMoney"
],
[
"t",
"SoundMoney"
],
[
"t",
"BitcoinStandard"
],
[
"t",
"NotYourKeys"
],
[
"t",
"StayHumbleStackSats"
],
[
"imeta",
"url https://blossom.primal.net/e50f91013362125f28e4cc88f05d62e8f300e2e38682255fa60a78589068af68.jpg",
"m jpeg",
"dim 1168.0x784.0"
],
[
"client",
"Primal iOS"
]
],
"content": "Collatéral et crédit lombard sur bitcoin.\n\nUn détenteur achète 20 BTC pour 100’000 $ en 2016 (5’000 $ pièce). Au 15 septembre 2026, à 77’800 $ le bitcoin, la pile vaut 1’556’000 $. Une maison à 400’000 $.\n\nS’il vend 5 BTC, il encaisse 389’000 $, constate 364’000 $ de plus-value, paie 86’632 $ d’impôt au taux de 23,8 % retenu ici, et il lui reste 302’368 $. Il manque 97’632 $ pour la maison. Un quart de l’actif a disparu.\n\nAutre choix : il met 10 BTC en gage (778’000 $) et emprunte 400’000 $, soit 51,4 % de LTV. Il ne vend aucun satoshi. Dix BTC restent hors privilège. Intérêts : 40’000 $ sur 12 mois. La maison est achetée. L’actif reste entier, gage compris tant que le cours tient. \n\nL’IRS encaisse 0 $ au moment du prêt.\n\n#Bitcoin #BTC #Hodl #Pile #Collatéral #CréditLombard #LombardLoan #BitcoinBackedLoan #PrêtBitcoin #EmprunterSansVendre #NePasVendre #GardeTesSats #PlusValue #ImpôtCrypto #IRS #FiscalitéBitcoin #CapitalGains #AchatImmobilier #Maison #Immobilier #CashOut #Liquidity #LTV #Garantie #Gage #Custody #SelfCustody #BitcoinLoan #CryptoLending #DeFiLending #CeFi #TaxPlanning #WealthPreservation #StackSats #OrangeCoin #HardMoney #SoundMoney #BitcoinStandard #NotYourKeys #StayHumbleStackSats\n\nhttps://blossom.primal.net/e50f91013362125f28e4cc88f05d62e8f300e2e38682255fa60a78589068af68.jpg",
"sig": "6afff663a827042fa98977b659d4316bda1b6c3f8fda1278f6015fc5ccbc840aa9afb08fc05c4ee96a08f47da0b9a94a592732a164250c85cd3d3a29242f927c"
}
